Helping you navigate smarter auto loan decisions—safely and transparently.
By using our platform, you agree to the following terms that govern how our services work and how your information is used:
- Our service acts solely as an informational tool to connect you with trusted auto lending institutions. We do not make lending decisions, set interest rates, or finalize loan terms.
- The information you provide—such as your ZIP code, credit score estimate, and income range—is used only to match you with loan providers that fit your financial profile. All actual applications, approvals, and credit checks are handled directly by those third-party lenders.
- We do not underwrite loans, nor do we collect sensitive financial documents. Engaging with a lender is completely optional and based on your own decision.
- Our platform is free to use—there are no upfront fees for exploring offers or using our matching service.
- By accessing this site, you confirm that you are at least 18 years old (or the legal age in your state) and legally authorized to enter into a financial agreement. You also agree to provide truthful and accurate information.
- Please be aware that loan offers may change or expire, and results may vary depending on your individual creditworthiness and lender requirements.
- For complete details on legal obligations, limitations of liability, data usage, and dispute resolution, we encourage you to review our full Terms of Use.
This platform is owned and operated by Midwest Ledger LLC, a digital technology provider connecting users with potential auto loan partners.
Midwest Ledger LLC is not a lender, does not provide credit, and does not service any financial products.